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January 2021

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Budget gaming PC build guide

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Building a gaming PC is all about performance. Putting together a PC that can support any game in its highest setting is what we all dream of. If you ignore the price and throw in the best of everything, you’ll easily arrive with a powerful PC. It takes a lot more skill if you want to bring down the price. The tricky part is knowing which part works well to make the most out of the tight budget. We all are frustrated with the hardware shortages, many times people in a hurry to save money, set up wrong PC where the parts are not compatible, and thus face a lot of issues.

Getting a pocket-friendly prebuilt gaming PC is the best solution in this case. There are a lot of things you have to pay attention to while building a PC. From Ram to motherboard, GPU, power drive and a lot of things do matter. You can spend an infinite amount of money on building a PC, the goal is to get the best cost-effectively. Let’s have a look at how you can do this.

CPU

AMD Ryzen 3 3300X 

This CPU has incredible value for performance, it has the like of Intel i5 but is slightly better. Almost every person trying to build a pocket-friendly PC is going for this option. It supports multiple SSDs and has 4 core, 8 thread chip, which means it can take a bunch of tasks on the go.

GPU

Nvidia GTX 1660 Super

This is a great graphic card for 1080 p gaming. Nvidia delivers great performance in your budget. The card has 6 GB of VRAM with good clock speed. Though the performance is good, the spotlight of the graphic card is the price.

Also, you can check high-quality razer accessories for your gaming Pc to get the best experience while playing a game.

Motherboard

Asrock B5550M-HDV

A high-end motherboard helps you to reach crazy overclocks in a supportable way. While motherboard is the power source which connects all the mechanism. The smooth working of the system depends a lot on what kind of motherboard you go for. With Asrock, you will get good performance on a tighter budget.

Memory

Corsair

When talking about Ram, the first thing to keep in mind is to go for SSDs. While SSDs are a lot faster, going for Corsair means you will be saving a lot on the PC building cost. You get high-end performance with Corsair in affordable sum.

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In Business

Helping Older Relatives Plan for Medicare in 2021

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The transition to Medicare can be daunting to some. However, if they have someone to guide them, the process becomes much smoother. You can be that perfect guide to help older relatives plan for Medicare in 2021.

There are several steps involved when transitioning to Medicare. Once you’ve learned who those are, you’ll be ready to help any Medicare-eligible person in your family.

Figuring out their Initial Enrollment Period

The Initial Enrollment Period (IEP) is the first Medicare enrollment period your older relatives will experience. Their IEP is a seven-month window that starts three months before their 65th birthday month and ends three months after.

For example, if your mom’s 65th birthday is in July, her IEP will begin April 1st and ends October 31st. However, if her birthday falls on the 1st of the month, her IEP is moved up one month. So, instead, it will start on March 1st and ends on September 30th.

During the IEP, your older relatives can apply for Medicare Parts A and B. If they apply during the first three months of their IEP, their Part A and Part B will start on the 1st of their 65th birthday month (or on the 1st of the month before their 65th birthday month if they have a birthday that falls on the 1st).

You can help your older relatives during their IEPs by assisting them with the online application, getting together important forms and documents when needed, or helping them decide if they need both Medicare parts, just one, or neither at that time. If they’re covered by a large employer, they may be able to delay Medicare past their IEP.

Comparing their Medicare plan options with them

Once enrolled in Medicare Parts A and B, your relatives will have the option of enrolling in a Medigap or Medicare Advantage plan. The purpose of these plans is to limit their out-of-pocket spending on medical services. They can only enroll in one or the other, so you can help them compare each option so they can decide which type of plan is likely the best fit for them.

Medigap plans pay secondary to Original Medicare Parts A and B. They cover things such as the Part A and B coinsurance as well as the Part A deductible. For example, Medigap plan G covers these Original Medicare cost-sharing expenses and all others except the Part B deductible. If they decide a Medigap plan is right for them, they will have six months from their Part B effective date to enroll in a Medigap plan without underwriting.

Medicare Advantage plans pay instead of Original Medicare. When enrolled in one of these plans, your relative will receive coverage for their medical care through a private insurance carrier. With a Medicare Advantage plan, they will still have cost-sharing expenses. However, they will be protected by a maximum out-of-pocket limit.

If they decide a Medicare Advantage plan is the right fit, they will have three months before their Part A effective date, the month of, and three months after, to enroll in a Medicare Advantage plan.

Comparing Part D plans with them

Medicare Part D provides prescription drug coverage. Most Medicare beneficiaries will need Part D when they are first eligible, so they don’t receive a late enrollment penalty. However, if your relative enrolls in a Medicare Advantage plan, odds are the Advantage plan already includes a Part D plan.

If they have a Medigap plan or no Medicare plan, they will need to enroll in a Part D plan when first eligible. The period to enroll in a Part D plan is the same period they would use to enroll in a Medicare Advantage plan.

There are several Medicare Part D plans, each covering a different set of medications at different costs. This is the part of Medicare that your older relatives could use the most help with as Part D can be a very confusing program. Help them come up with a list of their prescription drugs, the dosing, and their preferred pharmacies. Then, use the Medicare Plan Finder Tool with them to compare the Part D plans in their area to find which plan is most cost-effective for their specific medications.

Conclusion

Medicare is a maze. Having someone as a guide or even just an extra set of eyes and ears to retain all the information could be just what your older relatives need. They’ll thank you for it later.

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In Travel

Understanding the Kind of Party that you Would Need

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Anyone who has decided to throw their own party, organize a celebration for a good friend or organize a family celebration, is usually not satisfied with “standard”. It has to be something special and shouldn’t be a celebration that is boring or ordinary.

In order to set something like this off, not only good tips are important, but also your own creativity and a good portion of planning and organizational skills. If you don’t think so, you can of course have the party organized. So we now have 2 options to organize a party:

  • Organize the party yourself
  • Have the party organized by a service provider

Organize yourself, this is how every party works: the first tips

The first step before anything is concerned is to create a “to-do” list that lists all important work steps. A previous brainstorming session can be helpful so that you can illuminate ideas from many angles and possibly also get new ideas. Even if this list sounds cumbersome and annoying at first, the importance of this list cannot be repeated enough. Invest time in this list and work through it step by step.

Note: The “to-do list” is the most important ally when it comes to perfectly organizing a good party. This is the only way to ensure that nothing is forgotten.

The following key points should be on the list:

What is the motto of the celebration?

  • Location
  • guest list
  • Eat, drink, buffet
  • Genres of music
  • DJ

Decorative elements

In the invitation it should already be mentioned by when an acceptance or rejection should be made. This is the only way to continue planning professionally. Everything else is a hobby party.

  • Select the party location
  • Party guests are satisfied and have fun
  • The motto sets the tone

With a funny party motto you can put the icing on the cake and give it that certain spice. Depending on the occasion the party is celebrating, you may be somewhat restricted and not every motto fits.

Organize food and drink

A party without food is like a car without wheels and practically doesn’t work at all. If you are organizing a cocktail party , not only plan one cocktail, but make at least 5, including anti-alcoholic ones. We have a separate post on the subject of eating & drinking at a party, so we will only go into it very briefly. You shouldn’t skimp on food, because a growling stomach doesn’t like to party. If the guests are strengthened and the alcohol tastes good, then the party can be all the harder. The same you may have to arrange on the Party Bus Toronto as well as it ready for such journeys. All the arrangements are perfectly done there with the right atmosphere created right there.

A good option for many guests is the classic buffet. This can be done very nicely and of high quality and everyone can take it whenever they want. Serving extra courses only makes sense for smaller celebrations, otherwise it will simply be too time-consuming. A list with all the ingredients for salads, bread, dips and snacks is of course on the to-do list.

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In Tech

The Different Ways to Protect Devices in Your Home Network 

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Hacking has been a consistent part of computer networks ever since the arrival of the internet. If you’ve any device that exists on the web, it’s as simple as that, the device is pretty much a target for hackers. Now whether or not the hackers are able to exploit the vulnerabilities in those devices will depend upon how secure the device is. Security, in terms of cybersecurity, is the list of multitude techniques and strategies that are designed and used in order to protect internet devices from malware and phishing attacks. 

These are the two looming threats that have successfully landed many organizations – even Google and Facebook – in jeopardy. The bigger ones are able to quickly identify the threats and fix them. But the smaller ones end up losing a lot of money and risking the personal details of their employees and customers. 

The thing that you have to understand here is that these threats that were earlier targeted towards organizations have now been redirected to home devices since remote working culture has become the trend of 2020, and will most likely remain so until the pandemic gets over. Which is why hackers now channelize their energy in getting unauthorized access into home devices like smart devices, surveillance cameras, smart doorbells, mobile phones and tablets, gaming devices, router, Wi-Fi extenders, laptops and desktops, and so on. 

So, the devices that were once considered to be at a lower risk of getting hacked have now become more vulnerable than ever. Which is why cybersecurity experts suggest adopting the following ways to protect your devices from hackers. 

  1. Use Password Protection for All Devices

Earlier it might have been just your work system that you would have password protected, but now hackers try to hack every single smart device in your home. So, create a separate password for every device. Also, make sure that you use network segmentation for all the devices so that if, god forbid, hackers are able to enter inside any one of the networks, then, at least, the others will remain safe. 

  1. Install Updates

Updates are released after bugs are fixed by the developers. So, whether it’s your system or a software that releases an update, install it as quickly as you can. 

  1. Use VPN

This one is for the security of the work devices. VPN controls and monitors all the data before it is exposed on the internet. In a way, VPN is a security tunnel where all the security tools of your company survey the data in the same way they used to in the office. 

These are the few cybersecurity techniques that will make your devices less vulnerable. Thus, keep your cyber habits clean by not clicking on unknown links and emails that’ll prevent you against malware threats. 

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